JADCO Solar Advisors, LLC is a leading loan broker with well over a decade of proven success. Previously known as JADCO Advisors, over 2 billion has been placed in the following segments:
Now specializing in bulk solar loan placement, we continue our work with bank and credit union partners in these areas.
Read on to learn more about these opportunities.
Your institution has its own goals and timelines. One size does not fit all. JADCO has partners in multiple streams and takes a boutique approach to help structure a portfolio that works for you and your balance sheet.
Our consumer loan pool offerings include high-quality mortgages, HELOCs, and other personal loans. Depending on market conditions, we can connect your bank or credit union with any type you are seeking.
Our five large auto loan pool producers can provide your institution with loans at any credit quality you prefer. Let’s talk about your goals, and we will advise on and connect you with the right supplier. Purchase is at a small premium, and risk-adjusted yields are excellent!
Our largest growth area continues to be the residential and commercial solar loan market. We have an exclusive partnership with a premier supplier of solar loan products. These prime credit packages originate on your paper to facilitate future participation. Several available structures allow you to specify your preferred footprint and credit quality. Most loans are purchased at a discount with competitive yields.
Credit union commercial loans made to its members, or MBLs, are available from several of our sources across the United States. Some are one-off deals, and others are large flow loan opportunities. Most loans sell at a small premium, and some at PAR.
Though they demand a premium for purchase, that premium is protected by a prepay penalty up to 10 years. These loans have a 50% loan-to-value ratio. Typically yielding well above 6% after premium amortization, we have inventory available. If you have seasoned loans to sell, we can help with that as well.
If you have seasoned loans you’d like to sell due to concentration issues or balance sheet goals, tell us. We can likely find a buyer quickly. We have close partnerships with independent loan brokers who often move assets through our combined networks.